{"id":2008,"date":"2012-08-21T16:24:50","date_gmt":"2012-08-21T20:24:50","guid":{"rendered":"https:\/\/parkingsigns.net\/?p=2008"},"modified":"2026-02-10T07:55:54","modified_gmt":"2026-02-10T12:55:54","slug":"dmv-record-predicts-death-raises-insurance","status":"publish","type":"post","link":"https:\/\/www.myparkingsign.com/blog\/dmv-record-predicts-death-raises-insurance\/","title":{"rendered":"Your DMV Record Can Predict Your Untimely Death \u2013 And Raise Your Premiums"},"content":{"rendered":"<p><a href=\"https:\/\/www.myparkingsign.com\/blog\/wp-content\/uploads\/Slow-Down-Sign-K-7018.gif\" rel=\"attachment wp-att-2012\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2012\" title=\"Slow Down Sign from RoadTrafficSigns.com\" src=\"https:\/\/www.myparkingsign.com\/blog\/wp-content\/uploads\/Slow-Down-Sign-K-7018.gif\" alt=\"You can't afford not to, monetarily and health-wise\" width=\"303\" height=\"400\" \/><\/a><\/p>\n<p><em>Slow down &#8212; for your health, and your wallet RoadTrafficSigns.com.<\/em><\/p>\n<p>August 21, 2012 &#8212; If you\u2019ve got a lead foot, your need for speed could cost you \u2013 in more <a href=\"https:\/\/www.nasdaq.com\/newsroom\">ways<\/a> than you think. \u00a0Now add your life insurance company to the list of folks keeping tabs on your driving habits (and what those habits say about your lifestyle). And they\u2019re making sure you pay.<\/p>\n<p><!--more--><\/p>\n<p>Here\u2019s how they see it:\u00a0 Bad drivers die young. If you drive recklessly, you live recklessly. And a new <a href=\"https:\/\/risk.lexisnexis.com\/about-us\/press-room\">study<\/a> by LexisNexis and RGA Reinsurance Co. has given insurance companies the data to back it up.<\/p>\n<p>Working off of a pool of over 7.4 million motor vehicle records, researchers matched DMV records with the Social Security Death Master File. \u00a0Their analysis &#8220;showed that the more violations and accidents a driver had, the higher his or her mortality rate.\u201d<\/p>\n<p><a href=\"https:\/\/www.myparkingsign.com\/blog\/wp-content\/uploads\/Aluminum-Stop-Sign-K-2139.gif\" rel=\"attachment wp-att-2009\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" title=\"4-Way Stop Sign\" src=\"https:\/\/www.myparkingsign.com\/blog\/wp-content\/uploads\/Aluminum-Stop-Sign-K-2139.gif\" alt=\"from stopsignxpress.com\" width=\"400\" height=\"400\" \/><\/a><\/p>\n<p><em>Get caught rolling through that stop sign and it\u2019s not just your auto insurance premiums that creep up <\/em>.<\/p>\n<p>The study links motor vehicle accidents to a person\u2019s untimely (not auto-related) demise, showing a relationship between risky driving such as speeding and risky non-driving behaviors that contribute to early death. \u00a0\u201cThose with between two and five violations,&#8221; the study concluded, &#8220;experienced a 24 percent higher death rate while those with six or more major violations experienced an 80 percent higher mortality rate.\u201d<\/p>\n<p>So while we\u2019re used to having our DMV record examined by our auto insurance providers, life insurance companies have joined in &#8212; to good news, for the conscientious driver. In the same way that auto insurance companies offer safe driver breaks, your life insurance company could reward you for being low-risk. Seems like a good incentive to ease up on the gas pedal.<\/p>\n<p>&#8211; H. Hunter<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Slow down &#8212; for your health, and your wallet RoadTrafficSigns.com. August 21, 2012 &#8212; If you\u2019ve got a lead foot, your need for speed could cost you \u2013 in more ways than you think. \u00a0Now add your life insurance company to the list of folks keeping tabs on your driving habits (and what those habits [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[13,9],"tags":[],"class_list":["post-2008","post","type-post","status-publish","format-standard","hentry","category-news","category-regulations"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Your DMV Record Can Predict Your Untimely Death \u2013 And Raise Your Premiums - MyParkingSign Blog<\/title>\n<meta name=\"description\" content=\"If you\u2019ve got a lead foot, your need for speed could cost you in more ways than you think. Now add your life insurance company to the list of folks keeping tabs on your driving habits.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.myparkingsign.com/blog\/dmv-record-predicts-death-raises-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Your DMV Record Can Predict Your Untimely Death \u2013 And Raise Your Premiums - MyParkingSign Blog\" \/>\n<meta property=\"og:description\" content=\"If you\u2019ve got a lead foot, your need for speed could cost you in more ways than you think. Now add your life insurance company to the list of folks keeping tabs on your driving habits.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.myparkingsign.com/blog\/dmv-record-predicts-death-raises-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"MyParkingSign Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/parkingsigns\" \/>\n<meta property=\"article:published_time\" content=\"2012-08-21T20:24:50+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-10T12:55:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.myparkingsign.com/blog\/wp-content\/uploads\/Slow-Down-Sign-K-7018.gif\" \/>\n\t<meta property=\"og:image:width\" content=\"303\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/gif\" \/>\n<meta name=\"author\" content=\"Rivka Fogel\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@MyParkingSign\" \/>\n<meta name=\"twitter:site\" content=\"@MyParkingSign\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rivka Fogel\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.myparkingsign.com/blog\\\/dmv-record-predicts-death-raises-insurance\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.myparkingsign.com/blog\\\/dmv-record-predicts-death-raises-insurance\\\/\"},\"author\":{\"name\":\"Rivka Fogel\",\"@id\":\"https:\\\/\\\/www.myparkingsign.com/blog\\\/#\\\/schema\\\/person\\\/f2aeaf5358c7c405590b31ec7abf5377\"},\"headline\":\"Your DMV Record Can Predict Your Untimely Death \u2013 And Raise Your Premiums\",\"datePublished\":\"2012-08-21T20:24:50+00:00\",\"dateModified\":\"2026-02-10T12:55:54+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.myparkingsign.com/blog\\\/dmv-record-predicts-death-raises-insurance\\\/\"},\"wordCount\":303,\"image\":{\"@id\":\"https:\\\/\\\/www.myparkingsign.com/blog\\\/dmv-record-predicts-death-raises-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.myparkingsign.com\\\/blog\\\/wp-content\\\/uploads\\\/Slow-Down-Sign-K-7018.gif\",\"articleSection\":[\"News\",\"Regulations\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.myparkingsign.com/blog\\\/dmv-record-predicts-death-raises-insurance\\\/\",\"url\":\"https:\\\/\\\/www.myparkingsign.com/blog\\\/dmv-record-predicts-death-raises-insurance\\\/\",\"name\":\"Your DMV Record Can Predict Your Untimely Death \u2013 And Raise Your Premiums - MyParkingSign Blog\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.myparkingsign.com/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.myparkingsign.com/blog\\\/dmv-record-predicts-death-raises-insurance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.myparkingsign.com/blog\\\/dmv-record-predicts-death-raises-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.myparkingsign.com\\\/blog\\\/wp-content\\\/uploads\\\/Slow-Down-Sign-K-7018.gif\",\"datePublished\":\"2012-08-21T20:24:50+00:00\",\"dateModified\":\"2026-02-10T12:55:54+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.myparkingsign.com/blog\\\/#\\\/schema\\\/person\\\/f2aeaf5358c7c405590b31ec7abf5377\"},\"description\":\"If you\u2019ve got a lead foot, your need for speed could cost you in more ways than you think. Now add your life insurance company to the list of folks keeping tabs on your driving habits.\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.myparkingsign.com/blog\\\/dmv-record-predicts-death-raises-insurance\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.myparkingsign.com/blog\\\/dmv-record-predicts-death-raises-insurance\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.myparkingsign.com\\\/blog\\\/wp-content\\\/uploads\\\/Slow-Down-Sign-K-7018.gif\",\"contentUrl\":\"https:\\\/\\\/www.myparkingsign.com\\\/blog\\\/wp-content\\\/uploads\\\/Slow-Down-Sign-K-7018.gif\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.myparkingsign.com/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.myparkingsign.com/blog\\\/\",\"name\":\"MyParkingSign Blog\",\"description\":\"Articles and resources on parking, road safety, and signs\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.myparkingsign.com/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.myparkingsign.com/blog\\\/#\\\/schema\\\/person\\\/f2aeaf5358c7c405590b31ec7abf5377\",\"name\":\"Rivka Fogel\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7b1933213e8d63971cde418554f3792ad27216c1d5f4f035d06276efd91f77db?s=96&d=mm&r=pg\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7b1933213e8d63971cde418554f3792ad27216c1d5f4f035d06276efd91f77db?s=96&d=mm&r=pg\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7b1933213e8d63971cde418554f3792ad27216c1d5f4f035d06276efd91f77db?s=96&d=mm&r=pg\",\"caption\":\"Rivka Fogel\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Your DMV Record Can Predict Your Untimely Death \u2013 And Raise Your Premiums - MyParkingSign Blog","description":"If you\u2019ve got a lead foot, your need for speed could cost you in more ways than you think. Now add your life insurance company to the list of folks keeping tabs on your driving habits.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.myparkingsign.com/blog\/dmv-record-predicts-death-raises-insurance\/","og_locale":"en_US","og_type":"article","og_title":"Your DMV Record Can Predict Your Untimely Death \u2013 And Raise Your Premiums - MyParkingSign Blog","og_description":"If you\u2019ve got a lead foot, your need for speed could cost you in more ways than you think. Now add your life insurance company to the list of folks keeping tabs on your driving habits.","og_url":"https:\/\/www.myparkingsign.com/blog\/dmv-record-predicts-death-raises-insurance\/","og_site_name":"MyParkingSign Blog","article_publisher":"https:\/\/www.facebook.com\/parkingsigns","article_published_time":"2012-08-21T20:24:50+00:00","article_modified_time":"2026-02-10T12:55:54+00:00","og_image":[{"width":303,"height":400,"url":"https:\/\/www.myparkingsign.com/blog\/wp-content\/uploads\/Slow-Down-Sign-K-7018.gif","type":"image\/gif"}],"author":"Rivka Fogel","twitter_card":"summary_large_image","twitter_creator":"@MyParkingSign","twitter_site":"@MyParkingSign","twitter_misc":{"Written by":"Rivka Fogel","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.myparkingsign.com/blog\/dmv-record-predicts-death-raises-insurance\/#article","isPartOf":{"@id":"https:\/\/www.myparkingsign.com/blog\/dmv-record-predicts-death-raises-insurance\/"},"author":{"name":"Rivka Fogel","@id":"https:\/\/www.myparkingsign.com/blog\/#\/schema\/person\/f2aeaf5358c7c405590b31ec7abf5377"},"headline":"Your DMV Record Can Predict Your Untimely Death \u2013 And Raise Your Premiums","datePublished":"2012-08-21T20:24:50+00:00","dateModified":"2026-02-10T12:55:54+00:00","mainEntityOfPage":{"@id":"https:\/\/www.myparkingsign.com/blog\/dmv-record-predicts-death-raises-insurance\/"},"wordCount":303,"image":{"@id":"https:\/\/www.myparkingsign.com/blog\/dmv-record-predicts-death-raises-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/www.myparkingsign.com\/blog\/wp-content\/uploads\/Slow-Down-Sign-K-7018.gif","articleSection":["News","Regulations"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.myparkingsign.com/blog\/dmv-record-predicts-death-raises-insurance\/","url":"https:\/\/www.myparkingsign.com/blog\/dmv-record-predicts-death-raises-insurance\/","name":"Your DMV Record Can Predict Your Untimely Death \u2013 And Raise Your Premiums - MyParkingSign Blog","isPartOf":{"@id":"https:\/\/www.myparkingsign.com/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.myparkingsign.com/blog\/dmv-record-predicts-death-raises-insurance\/#primaryimage"},"image":{"@id":"https:\/\/www.myparkingsign.com/blog\/dmv-record-predicts-death-raises-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/www.myparkingsign.com\/blog\/wp-content\/uploads\/Slow-Down-Sign-K-7018.gif","datePublished":"2012-08-21T20:24:50+00:00","dateModified":"2026-02-10T12:55:54+00:00","author":{"@id":"https:\/\/www.myparkingsign.com/blog\/#\/schema\/person\/f2aeaf5358c7c405590b31ec7abf5377"},"description":"If you\u2019ve got a lead foot, your need for speed could cost you in more ways than you think. Now add your life insurance company to the list of folks keeping tabs on your driving habits.","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.myparkingsign.com/blog\/dmv-record-predicts-death-raises-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.myparkingsign.com/blog\/dmv-record-predicts-death-raises-insurance\/#primaryimage","url":"https:\/\/www.myparkingsign.com\/blog\/wp-content\/uploads\/Slow-Down-Sign-K-7018.gif","contentUrl":"https:\/\/www.myparkingsign.com\/blog\/wp-content\/uploads\/Slow-Down-Sign-K-7018.gif"},{"@type":"WebSite","@id":"https:\/\/www.myparkingsign.com/blog\/#website","url":"https:\/\/www.myparkingsign.com/blog\/","name":"MyParkingSign Blog","description":"Articles and resources on parking, road safety, and signs","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.myparkingsign.com/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.myparkingsign.com/blog\/#\/schema\/person\/f2aeaf5358c7c405590b31ec7abf5377","name":"Rivka Fogel","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/7b1933213e8d63971cde418554f3792ad27216c1d5f4f035d06276efd91f77db?s=96&d=mm&r=pg","url":"https:\/\/secure.gravatar.com\/avatar\/7b1933213e8d63971cde418554f3792ad27216c1d5f4f035d06276efd91f77db?s=96&d=mm&r=pg","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/7b1933213e8d63971cde418554f3792ad27216c1d5f4f035d06276efd91f77db?s=96&d=mm&r=pg","caption":"Rivka Fogel"}}]}},"_links":{"self":[{"href":"https:\/\/www.myparkingsign.com/blog\/wp-json\/wp\/v2\/posts\/2008","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.myparkingsign.com/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.myparkingsign.com/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.myparkingsign.com/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.myparkingsign.com/blog\/wp-json\/wp\/v2\/comments?post=2008"}],"version-history":[{"count":11,"href":"https:\/\/www.myparkingsign.com/blog\/wp-json\/wp\/v2\/posts\/2008\/revisions"}],"predecessor-version":[{"id":15581,"href":"https:\/\/www.myparkingsign.com/blog\/wp-json\/wp\/v2\/posts\/2008\/revisions\/15581"}],"wp:attachment":[{"href":"https:\/\/www.myparkingsign.com/blog\/wp-json\/wp\/v2\/media?parent=2008"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.myparkingsign.com/blog\/wp-json\/wp\/v2\/categories?post=2008"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.myparkingsign.com/blog\/wp-json\/wp\/v2\/tags?post=2008"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}